MMTC has scored over other PSUs in becoming the first to have a BHIM digital payment platform in line with NaMo's mission to turn India into a minimal cash economy. To get the first rank, MMTC has made many new provisions. BHIM was initially designed for facilitating individual users having savings bank accounts. It was not customized to facilitate payments through current accounts. To enable MMTC to operate its current account, Union Bank of India has made special provisions. Since the MMTC outlets could not be provided access to the 'master account' earlier, the specially customized 'child account' paved the way for confirmation of receipt of payment against the purchase for many MMTC outlet.