The 15 public sector banks that have announced their Q4 results so far reported accumulated losses of nearly Rs 44,241 crore almost double of Rs 19,000 crore posted in the quarter ended December 2017. Considering the current scenario, only a braveheart can enter PSU banks currently, says Manish Sonthalia of Motilal Oswal. According to Manish Sonthalia, the recent slowdown in equity inflows has hampered the prospects of the markets going ahead. Despite this, earnings for January-March quarter have been quite decent so far. An investor must see out-performance or under-performance of markets on the base of cycles. SBI reported a standalone net loss of Rs 7,718.17 crore for the quarter ended 31 March 2018 as bad loan provisions doubled as compared to same quarter last year.