Prime Minister Narendra Modi's pet Jan Dhan Yojana (PMJDY) accounts have seen an accelerated inflow of Rs. 5,928 crore from the beginning of November 2017 till January 10 as well as an increase in the number of new accounts - as many as 48 lakh new accounts were added in the last two months. This deposit amount is considered the highest since the PMJDY was launched - excepting the brief period following the demonetization/remonetization. As of January 10, the total balance in Jan Dhan accounts stood at Rs. 73,258 crores, with 30.93 crore total beneficiaries. About 23.5 crore RuPay Debit cards have been disbursed by the National Payments Corporation of India (NPCI). Three months ago at the end of October, the total PMJDY balance stood at Rs. 67,330 crores. In fact, during the second half of 2017, the number of PMJDY accounts increased, as did the balance. The cumulative balances between July and October 2017 witnessed a steep rise of Rs. 2,554 crore, substantially higher than the Rs. 400 crore or so between mid-May and mid-July. Bankers say the current push being given to Aadhaar linkage could be a reason for the increase in the number of accounts opened under the PMJDY; the balances too may have gone up for that reason, they reckon.. With the increased focus on Aadhaar and digitization, new accounts are still being opened in rural areas. The increased use of RuPay cards, which offer many advantages, is also incentivizing the rural population to keep balances in their accounts, say bankers.