Operational and Financial Highlights: Q1 FY26 vs Q1 FY25 (Standalone)

• Disbursements: Rs 59,508 crore vs Rs 43,652 crore, up by 36 per cent out of which disbursement to renewable sector is up by 35 per cent
• Total income: Rs 14,734 crore vs Rs 13,037 crore, up by 13 per cent
• Net interest income: Rs 5,247 crore vs Rs 4,474 crore, up by 17 per cent
• Net Profit: Rs 4,451 crore vs Rs 3,442 crore, up by 29 per cent
• Return on net worth: 22.63 per cent vs 19.51 per cent, up by 312 bps

Owing to growth in all the verticals, REC is able to maintain its spreads at 2.96 per cent and NIM at 3.74 per cent, resulting in robust quarterly profit after tax of Rs 4,451 crore. As a result, the Annualised Earnings Per Share (EPS) for the period ended June 30, 2025 accelerated by 29 per cent to Rs 67.60 per share as against Rs 52.28 per share as at June 30, 2024.

The loan book has maintained its growth trajectory on sustained basis to Rs 5.85 lakh crore as on June 30, 2025. The net credit-impaired assets as on June 30, 2025 have reduced to 0.24 per cent from 0.82 per cent as on June 30, 2024 with Provision Coverage Ratio of 77.05 per cent on NPA assets, as on June 30, 2025 and during the quarter, one NPA Asset has been resolved.

Aided by growth in profits, the Net Worth has grown to Rs 79,688 crore as on June 30, 2025.

Continuing with the tradition to reward its shareholders, the Board of Directors of the Company has declared the interim dividend of Rs 4.60 per equity share (on face value of Rs 10/- each).